Frequently Asked Questions about My Debt Relief Online

Here are the answers to the most commonly asked questions about My Debt Relief Online.

What services does My Debt Relief Online offer?

We offer debt consolidation services, which come in two forms: debt consolidation and debt negotiation. Debt consolidation combines your debts into one, lower monthly payment and reduces your interest rates. Debt negotiation is a more drastic intervention for people with serious debt problems.

How do I apply for my debt relief online?

You can apply for free for our consolidation services by clicking "start now" on our site. This will take you to our short, secure application. The application will take you only a few minutes to fill out. Once you submit your application, we will give you a free quote on My Debt Relief Online services.

Will My Debt Relief Online services hurt my credit?

Both of our services can help rebuild poor credit in the long-run. However, the effect My Debt Relief Online services will have on your credit in the short-term will vary by the service you choose. If you opt for debt consolidation, the program will not do any damage to your credit and might actually improve it. Debt negotiation, however, does have a negative initial effect on your credit because you have to stop making payments to your creditors for a while. On the up side, though, My Debt Relief Online requires your creditors to mark the account as "paid in full" once your lump-sum payment is made. You can also enlist the services of a credit repair company to help rehabilitate your credit. Learn about creditor harassment on the next page.

Who is My Debt Relief Online?

We are a debt consolidation company with close to a decade of experience. We have helped thousands of customers get out of debt faster with lower monthly payments. At My Debt Relief Online, we specialize in consumer debt and offer many services designed to reduce our customers' debt burdens.